Logo of China Bank
Logo of China Bank

Chinabank transforms 105 years of legacy into a mobile-first growth engine

Chinabank has been part of the Philippine banking landscape for over a century. Established in 1920 to serve the underbanked Filipino-Chinese community, it has grown into the country’s fourth largest private universal bank by assets. That legacy, while a source of pride, also came with technical baggage.

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2.9M+

In un mondo basato sull'intelligenza artificiale, i sistemi legacy non solo ti rallentano, ma ti impediscono una crescita reale. Per competere, le banche hanno bisogno di una base modulare costruita per velocità, intelligenza e scalabilità.

customers

$30 billion

In un mondo basato sull'intelligenza artificiale, i sistemi legacy non solo ti rallentano, ma ti impediscono una crescita reale. Per competere, le banche hanno bisogno di una base modulare costruita per velocità, intelligenza e scalabilità.

total assets

Makati City, Philippines

In un mondo basato sull'intelligenza artificiale, i sistemi legacy non solo ti rallentano, ma ti impediscono una crescita reale. Per competere, le banche hanno bisogno di una base modulare costruita per velocità, intelligenza e scalabilità.

headquarters

Objectives

The mission was set: build a modern digital foundation, unify the experience, and do it without sacrificing the bank’s risk controls and trusted reputation. The goal was to serve existing customers better, attract the next generation, and lay the groundwork for scalable growth.

Solution

When choosing a partner, Chinabank wasn’t looking for just another IT vendor. "I like working with fintechs," Delfin Jay Sabido IX, Ph.D., Chief Innovation and Transformation Officer says. “Backbase's retail banking focus makes the difference. They understand the discipline, the constraints, the trust requirements. That expertise lets us modernize our retail operations confidently while delivering the faster, more intuitive digital experience customers demand.”

Results

The launch of My CBC marked a turning point for Chinabank’s digital engagement, delivering measurable results across adoption, satisfaction, and customer behavior.

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Backbase

Unlock next-gen retail banking

Backbase

Discover how Chinabank unified legacy systems into one streamlined digital platform.

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