Transforming 105 years of legacy into a mobile-first growth engine
Chinabank has been part of the Philippine banking landscape for over a century. Established in 1920 to serve the underbanked Filipino-Chinese community, it has grown into the country’s fourth largest private universal bank by assets. That legacy, while a source of pride, also came with technical baggage.

2.9M+
In an AI-driven world, legacy systems don’t just slow you down — they shut you out of real growth. To compete, banks need a modular foundation built for speed, intelligence, and scale.
customers
$30 billion
In an AI-driven world, legacy systems don’t just slow you down — they shut you out of real growth. To compete, banks need a modular foundation built for speed, intelligence, and scale.
in total assets
Makati City, Philippines
In an AI-driven world, legacy systems don’t just slow you down — they shut you out of real growth. To compete, banks need a modular foundation built for speed, intelligence, and scale.
is the headquarters
Objectives
The mission was set: build a modern digital foundation, unify the experience, and do it without sacrificing the bank’s risk controls and trusted reputation. The goal was to serve existing customers better, attract the next generation, and lay the groundwork for scalable growth.
Solution
When choosing a partner, Chinabank wasn’t looking for just another IT vendor. "I like working with fintechs," Delfin Jay Sabido IX, Ph.D., Chief Innovation and Transformation Officer says. “Backbase's retail banking focus makes the difference. They understand the discipline, the constraints, the trust requirements. That expertise lets us modernize our retail operations confidently while delivering the faster, more intuitive digital experience customers demand.”
Results
The launch of My CBC marked a turning point for Chinabank’s digital engagement, delivering measurable results across adoption, satisfaction, and customer behavior.
Backbase's retail banking focus makes the difference. They understand the discipline, the constraints, the trust requirements. That expertise lets us modernize our retail operations confidently while delivering the faster, more intuitive digital experience customers demand.
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Backbase
Unlock next-gen retail banking
Backbase
Discover how Chinabank unified legacy systems into one streamlined digital platform.



