Bank employee working with customers across digital channels
AI-native and built for banking

The Banking OS that unifies your frontline.

Connect customers, employees and AI agents in one system—so every request runs from first intent to final resolution.

See it in action
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Trusted by 120+ leading banks globally

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“We’re onboarding 10X more customers and processing 6 million transactions a month.” • Shameer Patel, I&M Bank

•
The resolution gap

Digital channels start the work.A Unified Frontline finishes it.

Banks have digitized the interaction. But the work behind it still crosses channels, teams and systems—and too often gets finished by hand.

Card dispute icon
Card dispute

Filed in the app in 30 seconds

Then it crosses the contact centre, ops and the card processor—chased over email and closed by hand, 5–7 days later.

Completed cases
Employee effort
Backlog
Loan application icon
Loan application

Started online in minutes

Then it stalls on document checks, KYC handoffs and branch paperwork—where a large share of applicants simply give up.

Completed cases
Employee effort
Backlog
Address change icon
Address change

Updated in the app in one tap

Then it’s re-keyed by hand into the core, the CRM and the card system—and drifts out of sync within a week.

Completed cases
Employee effort
Backlog

Banking that finishes the job.From first interaction to final outcome, on the systems you already run.

See Banking OS in action
How banks start

Four solutions.One Banking OS.

Modernise everyday banking, serve customers in natural language, deepen relationships and resolve complex work—without creating another disconnected point solution.

Powered by Backbase Banking OS.Every solution shares customer context, bank policies and connections to existing systems—so each new solution compounds the value of the last.

Explore our solutions

Digital Banking

Modern mobile, web, onboarding and employee experiences that customers adopt and banks can improve continuously.

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Chat
Voice

Conversational Banking

Let customers and employees assist, transact, resolve and grow in natural language—with responses validated and actions controlled.

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Relationship Intelligence

Turn live customer signals into timely, personalised next steps that improve customer outcomes, retention and share of wallet.

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Customer Operations

Run complex customer requests across front and back office until they are resolved—with people responsible for judgment and exceptions.

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The Unified Frontline

The bank they see. The work they don’t.Running as one.

Customers, employees and AI agents work from the same customer context and bank policies while Banking OS coordinates the work through to resolution.

Customers
Mobile·​Web·​Voice·​Conversation
Employees
Service·​Relationship·​Branch·​Operations
AI Agents
Assist·​Propose·​Prepare·​Act
Coordinate intent + authority
Unified Frontline
One coordinated operating model
Banking OS
Coordinates & governs the work across the frontline

Powered by Backbase Banking OS.Every solution shares customer context, bank policies and connections to existing systems—so each new solution compounds the value of the last.

See Banking OS in action
PROOF IN PRODUCTION

Move the numbersyour board already tracks.

Acquisition, adoption, efficiency—real production numbers from banks running Backbase today.

80%

containment rate within the first
weeks of launch

50% less live chat within weeks of rollout2x engagement across messaging in 18 months

90+

contact containment out of the box

87% of online chat handled by the assistant12% more customer questions resolved

26.4M+

requests handled since launch in 2021

2.1M+ unique users engaged70% reduction in live chat volumes

“We had set the bar high on the must-haves for our virtual assistant. Our customers are used to a level of service generic chatbots just cannot achieve. Backbase came with all the right experience, training, and tools.”

“Backbase gave us exactly what we needed: control, flexibility, and a foundation we can trust to scale.”

“…create bespoke journeys, and deliver a synchronous experience across both digital front-end and employee back-end channels…”

“Backbase gives us something banks rarely get: speed without losing control.”

“The ability to continuously innovate and iterate upon our mobile app via Backbase’s platform has been invaluable.”

Backbase named a Leader in the Forrester Wave™: Digital Banking Engagement Platforms, Q2 2026 — the only “Customer Favorite” of 11 vendors.

The banks that moved first are compounding their lead.See how they did it.

See all customer stories

Agentic Banking in action

Give us 90 days.Put one consequential AI use case to work.

Choose the customer or operational problem your leadership team wants solved. Backbase turns it into a controlled production capability—connected to your systems, operating within bank-defined authority and measured against a business outcome.

  1. Days 1–30

    Commit

  2. Days 31–60

    Build

  3. Days 61–90

    Launch

Bring us the AI use caseyour board wants in production.

Plan your 90-day launch
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