Digital & personal banking

Expand your offerings with smart digital banking and personal finance solutions

Backbase

Empower your customers to take full control of their financial lives with a unified digital platform that goes beyond everyday banking. Become their primary financial partner by launching intelligent tools for budgeting, savings, and holistic advice.

Book a demo
Benefits

Bring smart experiences, stronger adoption, and connected services together

Create dynamic apps that flex with customer needs
Tailor unique digital experiences for specific segments like students or freelancers by customizing the UI and product bundles from a single platform, driving customer relevance and share of wallet.
Convert real-time insights directly into revenue
Use AI to scan and enrich transaction data, automatically triggering relevant next-best-action offers. Transform real-time events into instant, personalized offers — turning your digital channels into proactive revenue generators.
Lower your cost-to-serve by putting customers first
Launch self-service offerings like AI-powered spend insights and one-click card controls to empower customers, offload costly human interactions, and cut operational expenses.
Deliver new services and revenue streams in weeks
Innovate at fintech speed using open APIs and pre-built connectors. Integrate third-party services to rapidly expand your offerings and create new sources of fee-based income.

Modernize at your own pace

Backbase gives retail banks a unified, modular platform to launch, scale, and monetize digital banking services. Add high-impact products and capabilities to your existing offerings and expand at your own pace — layering on new services as client needs evolve and business priorities shift.

Personal finance

Heading

Strengthen relationships and boost product uptake by helping customers track spending, manage goals, and receive AI-powered insights and financial advice.

Previous
Next

Digital banking

Heading

Power modern banking experiences with fast, secure, and connected digital services across every channel, all backed by open APIs and real-time capabilities.

Previous
Next

Capability highlights

Leverage out-of-the box capabilities you can combine and customize to create onboarding and origination solutions tailored to your client’s industries and needs.

Why Backbase

Backbase is the world’s first AI-powered banking platform designed to turn ambitious banks into unstoppable growth engines.

Explore the Backbase suite

Related content

See it in action

Backbase

Ready to transform your bank? Discover how Backbase’s platform empowers you to modernize faster, deliver seamless customer journeys, and drive lasting value.

Backbase

Book a demo