Digital services & open banking

Unlock new growth opportunities with modern digital capabilities

Backbase

Reduce cost to serve and expand service reach by delivering seamless digital experiences and powerful APIs that help commercial clients manage their business finances efficiently.

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Benefits

Drive efficiency with modern digital services & open banking

Offer personalized omnichannel experiences
Develop apps tailored for specific industries and client segments of all sizes by reusing components across applications, products, and channels. Ensure consistent client experiences across mobile, web, and API channels.
Lower cost to serve and improve operational control
Leverage digital self-service capabilities, automated entitlement management, and admin tooling to reduce manual work, improve accuracy, and lower servicing costs.
Maximize revenue with intelligent billing
Track service usage in real time with built-in account analysis tools. Enable precise, usage-based billing while uncovering insights that drive cross-sell opportunities.
Drive client lifetime value
Leverage usage and behavioral data to understand client needs and preferences. Deliver timely, relevant offers that boost engagement and unlock new fee-based revenue through smarter cross-selling.
Reach new client segments with Banking-as-a-service
Open up your bank with an extensible platform and API ecosystem. Offer your commercial banking services through fintechs, ERP providers, and embedded finance scenarios without sacrificing control or compliance.

Modernize at your own pace

Backbase gives commercial banks a unified, modular platform to launch, scale, and monetize digital and open banking services. Add high-impact capabilities to your existing offerings and expand at your own pace—layering on new services as client needs evolve and business priorities shift.

Digital services

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Build banking services with scalable billing models that align with business needs.

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Embedded banking

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Leverage open banking to expand service offerings and integrate with client systems.

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Capability highlights

Leverage out-of-the box capabilities you can combine and customize to create digital and open banking solutions tailored to your client’s industries and needs.

Why Backbase

Backbase is the world’s first AI-powered banking platform designed to turn ambitious banks into unstoppable growth engines.

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See it in action

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Ready to transform your bank? Discover how Backbase’s platform empowers you to modernize faster, deliver seamless customer journeys, and drive lasting value.

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