You are using an out-of-date browser. Update your browser or view website in basic form.

Je gebruikt de verouderde vormgeving maar je browser is volledig up-to-date.

Essential resources for banking executives:Enter ‘Banking Reinvented’

ABBANK accelerates banking transformation with Backbase Platform in Vietnam

Backbase’s Engagement Banking Platform powers both retail and business banking.

Backbase, the global leader in Engagement Banking, has partnered An Binh Bank (ABBANK) to transform the banking experiences for millions of Vietnamese customers. Supported by their local partner CMC Technology and Solution, Backbase will deliver the full suite of the Engagement Banking Platform, which encompasses Digital Onboarding, Digital Banking, Digital Assist and Digital Engage. The platform will enable omni-channel banking, increase ease in customer acquisition, retention, cross-sell, hyper-personalization, and improve customer servicing through a 360 degree unified customer view for ABBANK retail banking and business banking lines of business.

ABBANK is a bank with the vision to enable modernizing of customer experiences. ABBANK set a five-year digital transformation strategy in 2021 with the mission to deliver a new level of customer experience in digital channels and to strengthen digital products and services enabled by an advanced digital banking platform. ABBANK also has partnered with McKinsey Vietnam to design a technological architecture and long-term implementation plan.

Le Thi Bich Phuong, CEO, ABBANK said, “Omnichannel banking is not only a trend, but also a necessary service for banks to keep up with the increasingly diverse needs of users, which are rapidly changing along with the progress of technology. In cooperation with experienced partners such as Backbase and CMC in this project, ABBANK expects to optimize the customer’s experience across different customer segments for Corporate and Retail clients, as well as transform the customer’s experience in digital sales across different customer’s touchpoints”

“With the plan to launch Omnichannel Banking, ABBANK's customers will experience financial services in a seamless, synchronous and transparent manner across all touchpoints. Meanwhile, ABBANK will also be able to strengthen its capability in customer’s data management, operation efficiency resulted in improvement in competitive advantage for ABBANK in the market,” Mrs. Phuong elaborated.

ABBANK chose Backbase because of the differentiated value the Backbase Engagement Banking Platform brings. Taking the platform approach unlocks the Bank towards a faster path in establishing fundamentals to creating a unique and customer-centric experience. Backbase’s platform empowers the Bank to own, manage and create accelerated builds upon the platform, which will provide the long-term strategic advantage for the Bank to focus on improving business operation efficiency, time to market, and upskilling employees’ digital development. The Bank’s Transformation and Digital Banking Committee recognized speed to market and scalability are critical to meet the Bank’s vision and transformation goals. The platform is built on microservices and APIs to deliver not only essential but also advanced banking journeys in real-time; the platform is designed to orchestrate the most complex requests into frictionless experiences across digital channels and through the entire customer lifecycle.

“ABBANK has taken the fundamental step to architect omnichannel banking around the needs of their customers by leveraging on the Backbase Engagement Platform to unify data and journeys across different lines of business, channels and banking products,” Riddhi Dutta, Regional Vice President, Asia, Backbase said. “In this region, Vietnam is set to take the lead in digital banking usage for the next 3 years; it is imperative for banks to harness scalable and agile architecture and be empowered to dynamically execute against shifting customer needs while continuing to deliver the highest standard in digital customer experience.”

ABBANK has been working closely with long-time business partner CMC TS, a leading technology solution and service provider to ensure the project's objectives were achieved within the time and budget allowed. With deep expertise and insights of the banking industry and data and integration solutions, CMC TS has assigned a team of digital banking professionals, project manager, solution architects, application developers and quality assurance manager to support ABBANK in creating a secure and user-friendly digital banking platform.

“We are delighted to partner with ABBANK to accelerate their digital transformation with the Backbase Engagement Banking Platform. CMC TS believes that this platform will help ABBANK to improve every aspect of the customer experience,” Nguyen Trung Chinh, CMC Chairman shared.

Accredited as a “Best Place to Work” in Asia by HR Asia, ABBANK is leading the way in upskilling the Vietnamese banking talent pool. In addition to investing in engagement banking, ABBANK organized more than 670 training courses for 88.000 trainees and provided 219.360 training hours in 2022. This project will open up job opportunities and retraining opportunities within ABBANK for talents passionate about the opportunity to reshape the customer banking experience through leveraging the technology in Vietnam.


An Binh Commercial Joint Stock Bank (ABBANK) was established on May 13, 1993, with a vision to be one of the leading joint stock commercial banks in Vietnam, focusing on retail banking.

Pursuing the strategy associated with stable and efficient business operation with the motto “offering the best services to the highest satisfaction of the customers is the center of all business activities,” during the 30 years of development, ABBANK has always been rated as a prestigious bank, a reliable destination for customers, partners and investors.

ABBANK focuses on improving service quality with the professional, dedicated personnel resource; develops effective, efficient and flexible financial solutions; improvement of physical facilities and expand the network of at transaction points in nationwide. With these efforts bring more added value and experience outstanding financial services to customers.

Not only focusing on sustainable business activities, ABBANK also has made a good impression on a community-friendly and active bank, towards sustainable — long-term development for the whole society through investment activities in education, health, talent promotion and "green living" campaigns are carried out across the country.

About CMC Technology and Solution (CMC TS)

CMC TS, founded in 1993, is a leading IT solutions & services provider in Vietnam. CMC TS offers cloud computing and digital transformation solutions, data services, IT system management services and cyber security solutions to public sector, banks, financial institutes and enterprises.

With 1000+ employees and 100+ ecosystem partners, CMC TS enables our customers to harness the power of the technology at scale and transform their businesses. CMC TS also invests in researching and developing new technologies such as cloud, Big Data, AI, IoT…

Press contact

Will Haskins
[email protected]

Nguyễn Thị Hải Ninh
[email protected]

Mai Tran
[email protected]