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Identity: payment authorization

Strong identity is at the core of secure digital banking. This demo shows how Backbase Identity enables banks to deliver frictionless, high-trust experiences when authorizing payments. Purpose-built for financial institutions, the solution combines strong customer authentication with seamless step-up flows, reducing fraud risk while keeping the user journey smooth and intuitive.

Key scenes include:

  • Authenticating a payment using Backbase identity solution

  • Triggering a step-up flow based on transaction rules

  • Approving the payment securely via a biometric prompt

  • Seamless handoff back to the banking app after successful authorization

Book a free strategy call to learn how our Identity solution helps protect users and keep trust at the core of every interaction.