Modernization

Rethinking the bottomline: why it’s time to upgrade your commercial banking platform.

17 October 2025
mins read

The right technology partner should empower your bank to grow, adapt, and serve with confidence.

Introduction

In an era where differentiation, speed, and customer experience define success, many banks find themselves boxed in by legacy platforms that simply weren’t built for today’s demands. While some vendors offer point solutions centered around payments and fraud protection, they often fall short when it comes to delivering unified, scalable experiences that drive real growth.

You might even be leveraging a legacy platform well-known for B2B payments networks or relying on their ACH monetization tools. But despite their reach, many banks are realizing a hard truth: platforms built for transactions aren’t built for transformation.

Instead of retrofitting tools or relying on fragmented vendor roadmaps, forward-looking banks are embracing a different approach, one that empowers them to orchestrate onboarding, servicing, lending, and loyalty in a single engagement layer.

Backbase vs. legacy platform: feature comparison

If you’re questioning the value of your current provider, this side-by-side comparison lays out the difference between getting by and breaking through

Choose a technology partner that grows with you

Your current platform may have strong roots in fraud, wires, and payments, but your commercial clients require more. Backbase delivers an AI-powered platform designed for growth, personalization, and digital differentiation. By unifying experiences and empowering banks to own their evolution, Backbase helps you move faster, scale smarter, and serve better.

What to look for in a technology partner:

  • Scale and modernize without disruption
  • Evolve faster with total roadmap control
  • Client-first experiences, built to empower your teams
  • AI that analyzes real-time insights

Ready to see how Backbase helps commercial banks orchestrate growth, and streamline servicing?

Learn more
About the author
Backbase
Backbase is on a mission to to put bankers back in the driver’s seat.

Backbase is on a mission to put bankers back in the driver’s seat — fully equipped to lead the AI revolution and unlock remarkable growth and efficiency. At the heart of this mission is the world’s first AI-powered Banking Platform, unifying all servicing and sales journeys into an integrated suite. With Backbase, banks modernize their operations across every line of business — from Retail and SME to Commercial, Private Banking, and Wealth Management.

Recognized as a category leader by Forrester, Gartner, Celent, and IDC, Backbase powers the digital and AI transformations of over 150 financial institutions worldwide. See some of their stories here.

Founded in 2003 in Amsterdam, Backbase is a global private fintech company with regional headquarters in Atlanta and Singapore, and offices across London, Sydney, Toronto, Dubai, Kraków, Cardiff, Hyderabad, and Mexico City.

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